Deciding on one of many best-retirement-states should be based on your unique circumstances and is a personal decision. If you are married it is a joint decision based on mutually acceptable criteria. With me, I am happy if my wife is happy. We talked about what is important to us as a couple and then considered our options. Our reality included budgetary considerations as yours may as well.
We reviewed two articles published on the AARP web site entitled “10 Best-rated States for Retirement” and “10 Worst-Rated States for Retirement.”
The AARP web site is a great source for a lot of very helpful information. However, my list of the 10 best-retirement-states was quite a bit different from theirs. Only one of our picks was included in the top ten of best states on the AARP site. Selecting a place to retire is not a one size fits all type of decision.
Our choice of a retirement state was difficult because we love both Florida and Indiana. Indiana was home for several years and all of our children and grandchildren reside there. We also love Florida because I worked in Central Florida for several years and enjoy many friends in the sunshine state.
We have friends in North Carolina and Arizona. We considered both of those states as well as South Carolina and Georgia before making a final decision.
Initially our decision was to sell our second home in Indiana and continue to live in Florida. This decision was based on the following factors:
After making the decision to sell our Indiana home and continue to make Florida are home, life got in the way as it often will. The first thing that happened was that we got a really good offer on our home in Florida and while we still took a beating it could have been worse so we accepted the offer. The second thing that happened was that I had a medical emergency while in Indiana that complicated the issue still more. The result is that we made Indiana our permanent residence.
The nice thing about not being tied to one spot is that you don’t have to live with one decision forever. We are reviewing our twelve decision criteria again to determine our best-retirement-states and are reconsidering our decision to stay in Indiana. For us the states under consideration are Indiana, Kentucky, Tennessee, North Carolina and Florida.
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In the end it's not the years in your life that count but the life in your years. Abraham Lincoln
What is your choice of a best retirement state? Do you have a great story about this? Please share it!